Money, Community and Abundance
Posted: August 24 2010
When Damon and I met at the Woodside Café to prepare for our upcoming simplicity workshop, we were quite conscious of the irony. In this community that is home to movie stars and technology moguls, the cafe is regarded as the place where billion dollar deals are pitched over coffee and pastries.
“The collective net worth of the people in this cafe dropped significantly when we walked in,” quipped Damon as we searched for a table.
I laughed. “True—most people here have more financial wealth than you or I will ever have, but there is a lot more to God’s abundance than houses, money, and stock options. What if we measured wealth in purposeful work, simple pleasures, and meaningful relationships?”
Overhearing us, a well-cultivated, middle-aged woman at the next table interjected, “You’re onto something. I’m living alone in a multi-million dollar home and my teenage daughter is on drugs and dating a man wanted for murder. I’d give anything to have a better relationship with my daughter and to see her making better choices.”
Even as we seek to live in an economy that mirrors God’s reign of abundance, it is hard to shed our sense of scarcity. Despite our values, we are tempted to maintain a materialist view of who is well off, and just what constitutes wealth.
Yet there are those moments which challenge our paradigms. Two years ago I stood in a mud-floor shanty in El Salvador, my hand in the hand of a mother who feeds her family of eight on two dollars a day. I still hear her whispered prayer of thanks for God’s provision. Her ability to see abundance in her poverty both instructs and haunts me.
Perhaps the huge disparities of wealth in our world are precisely why money, like sexuality, is one of those things we find easier to discuss in theory than personally and in practice. Money is one of the most difficult conversations we have in our intentional community.
Take Kevin, one of the most vocal about his disdain for consumerism, corporate greed, and the evils of “the Man.” He wears the same (thrift-store) clothes every day. He and his wife Rebecca spent most of their twenties as activists, traveling, and volunteering in developing countries. When we decided as a community to disclose what we earn and spend and how much we owe or save, Kevin and Rebecca expressed both trepidation and excitement.
At their turn, Kevin held up a crumpled piece of paper. “This is the first time we’ve ever created a budget. I guess we’ve been scared to see our true situation. Basically, we are spending a thousand dollars more a month than we earn. At our current rate of payment, it will take us twenty-five years to pay off our student loans and consumer debt. I feel so dumb. I wish someone had taught me about money earlier in life.”
Rebecca chimed in, “You know we have a little one on the way. Someday we’d like to buy a home, and we hope to keep pursuing our dreams and ideals—but I don’t see how that is possible now. I wonder if we should just go out and get corporate jobs.”
Audrey, a woman who left college to deal with a childhood trauma, told us that her full-time service job (beginning every day at 4 a.m.) was only providing her enough money to pay rent with little left over for food. “When I have unanticipated expenses, I’ve been putting them on my credit card. I eventually want to go back to school, but I don’t know how I ever will.”
Richard, an MBA working for a local nonprofit, spoke last. “I’m hesitant to share because my situation is so different from many others. I’ve been trying to live simply for a long time. I don’t have any debts. I make six figures, and after maxing out my 401k and contributing 35 percent of my income to church and charity, I still have thousands of dollars left over that I’m not sure what to do with.”
My community disclosed our spending and earning as a means of discerning what the Spirit is inviting us into with our finances. It is clear that seeking the way of Jesus with our money requires a different prescription for each of us. Some of us needed to curb our spending and deal with debts and consumptive habits. Some of us needed financial help and prayer for better-paying work. And some of us needed to get more creative and daring about spending the resources God had given us.
Over the next few months we supported each other through various transitions. Audrey moved in with a family to save up for school. Kevin and Rebecca made a commitment to pay down their debts over a three-year period, took on more work, and learned to control their spending. We encouraged Richard to add a little pleasure and celebration to his acetic life. Being vulnerable with each other about our finances didn’t feel legalistic because we approached it with a sense of playfulness, and an understanding that we were each being invited to take the next step towards living in God’s abundance.
It is essential that we seek to live toward that abundance, for the practice of simplicity by itself has a significant shadow side. When we begin to judge others by the (voluntary) choices we’ve made, or when we make an idol of our own resourcefulness, simplicity ceases to give life and becomes a divisive burden.
Over the years I’ve prided myself in being radically frugal, fastidious with budgets, and careful with spending. I’ve mastered the art of thrift store shopping and the dumpster dive. But when I’m honest, I able to admit that my reluctance to spend money often hasn’t made me more content or generous. In fact, it’s only made me a more shrewd materialist; a guy with a fetish for the great deal, who gets his fix by getting things for free or on the cheap. You don’t need money to be obsessive or materialistic.
It is night in Tijuana, and I am sitting in a shanty apartment with twenty-five students. Outside, trucks full of soldiers with mounted machine guns patrol the restless streets, attempting to keep order amidst the drug cartel wars. These students are participating in a five-month discipleship training school at which I am teaching, and most are from the northern provinces of Mexico. This night, an unexpected guest joins our discussion— a young man from across the border in San Diego. Our visitor speaks first: “I’ve been reading a book called The Irresistible Revolution, and I’m convinced that we are called to poverty. Do you think all Christians are called to poverty?”
I watch the bewilderment and confusion on the faces of my students. “You’ve picked an interesting place to ask this question,” I commented. “Let’s hear what your Mexican brothers and sisters have to say.”
Roberto responds first. “I don’t understand. How can God call us to poverty when we were born poor?”
“If you can choose to be poor, then you aren’t really poor,” adds Luisa.
The group decided to focus on what both rich and poor can learn from Jesus’ teachings on material possessions. We soon came up with this list:
- “Where your treasure is, there your heart will be also” (Matt. 6:21).
- “A person’s life does not consist in the abundance of their possessions” (Luke 12:15).
- “Sell your possessions and give to the poor” (Mark 10:21).
- “Do not worry about your life . . . seek first the kingdom . . . and all these things will be given to you” (Matt. 6:31-33).
After an hour of lively discussion, we surmised that perhaps we aren’t all called to poverty, but are called instead to live into the reality of God’s reign with simplicity of purpose, gratefulness of heart, radical contentment, ruthless trust, and willing generosity—qualities that a person can pursue from within any economic situation. Together we have been given the reign of God and are being invited into risky generosity—leveraging our time, money, talents, and resources for the good of God’s world.



